PERSONAL CREDIT

A division of NCH Capital includes Epic Credit Solutions, Inc. Epic Credit specializes in personal credit repair and restoration. They use a six-tier investigation and disputing process tailored to each client’s specific needs to ensure success. They also have the highest fix/deletion rate in the industry.  

Credit bureaus insist that individuals cannot repair their credit without waiting years for negative items to be removed. Don't believe them. Epic Credit Solutions LLC has been doing this for a long time and in that time we have found that through continually refining and redefining our strategies, we have secured methods that provide optimal performance. Although the details of the process change as new laws are passed and regulations are added, the underlying principle has remained virtually the same. Here are the four essential steps that make up the process of cleaning up your credit reports. These steps are repeated until you are satisfied with the results.

Step 1: We examine your credit reports
You begin by forwarding copies of your credit reports to us from all three of the major credit bureaus. Keep in mind that the credit bureaus will only correspond directly with you, not your credit repair firm. These updated reports are crucial for us to see which items were removed successfully. If you do not have copies of your credit reports that are not older than 2 months, you can get copies here http://www.privacyguard.com/.

Step 2: Identifying items that are negatively impacting you
Someone from our firm will contact you within 24 hours of receiving your reports. We will go over your report in high detail and pin point the negative items on your credit report that will need to be investigated. You will be able to follow the results of your negative items 24/7 online.

Step 3: Epic Credit Solutions LLC works your case
Epic Credit Solutions LLC begins to dispute your items by using its arsenal of credit report repair strategies and experienced staff to challenge negative items directly with the credit bureaus. Depending on the number of negative items on your credit reports, this step will be repeated for each subsequent loop through the cycle.

Step 4: Sit back and wait for results
The credit bureaus have 30 days to investigate your dispute. Within those 30 days, they must provide proof of the discrepancies on your report or be forced to delete those negative items. They will send you an updated credit report and you will then send it to us to move your case forward. The cycle begins again, and we remove more negative items from your reports.