Business loans, business credit, business financing and funding.

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Business Loans. Business Credit. Business Financing.

Do you have a business idea but lack the funding to launch it?
Have you been denied a business loan from traditional funding sources?
Are you tired of not making your business dreams a reality?

Since 1989 Nevada Corporate Headquarters, Inc. (NCH), has helped more than 30,000 entrepreneurs achieve financial success and freedom. NCH has developed a patented three-step process that can get you quick access to business loans, credit and funding.

Even if you’ve been turned down in the past because of bad personal or business credit, lack of financials, or no credit, this is your chance. $10,000, $100,000, even one million dollars. Contact an NCH Business Funding specialist to see how much you qualify for. Call 1-800-508-1729, Monday thru Friday, 8am-5pm Pacific Time.

Finding business loans and obtaining business funding are critical parts of a small business and almost always a very large concern for the owners. Nothing is more important and vital to the health of a small business than having the right business credit in place.

Most small businesses are initially financed by the personal savings or assets of the owners and can rapidly reach a stage of growth where they are forced to seek business credit or investment solutions to fund that growth.

Business owners quickly realize that applying for a business loan is a much more complicated process than applying for personal credit. Applying for a business loan requires careful preparation and demands that you understand the process and what it takes to qualify.

You must know what any lender is going to look at before you apply for your loan. If you don’t, you are completely wasting your time and will most likely be declined. Start by having a Business Credit Analysis performed on you and your business. This simple and very inexpensive process greatly increases your chances of gaining a successful credit approval.

The first step to building your business credit is to make sure your company meets the expectations established by lending companies. This process is most commonly known as corporate compliance. Corporate compliance helps your company put all of the necessary elements in place to qualify for the initial lines of credit used to build the score.

After the corporate compliance process has been completed, you will begin working with specific companies that are willing to extend initial lines of business credit. These companies report payment history to business credit bureaus, producing a business credit profile.

Before you begin applying for the lines of business credit that will result in a credit score, your company must meet the requirements of the credit market. Meeting these requirements will provide your company with the highest degree of assurance that all applications submitted to obtain lines of trade credit have the highest likelihood of approval.

You will receive a list of vendors who will enable you to create a business credit profile through the routine, recurring use of the accounts established for your business.

Before lenders will grant a business loan, they want to be sure the loan will be repaid. Every loan carries risk, so banks and lending brokers want to take as small a risk as possible.

Want to know more?

Contact an NCH Business Funding specialist to see how much you qualify for and how NCH can help you achieve all of your business dreams. Call 1-800-508-1729, Monday thru Friday, 8am-5pm Pacific Time.

Fast Money Guide - 77 Ways to Raise Money for Your Business.

Below are some examples from the NCH publication
Fast Money Guide - 77 Ways to Raise Money for Your Business.

1. Accounts Receivable Financing
Accounts receivable financing is also know as "factoring." It is a popular form of raising capital for an existing business. Factoring is most suited for a business that has a large volume of receivables. It works through a specialist factoring company that advances the value of a percentage of the receivables to your business, less a fee, and assumes the responsibility to collect the factored funds. Factored receivables usually realize between 50% and 90% of value depending upon the likelihood of collection identified by the factoring company.

2. Advanced Sales
Advanced sales can be achieved in a number of ways and can help fund a new business. For example, if you are a professional service provider, you might impose a retainer on your clients that can be used to help pay for office and staffing needs. If you are selling a product, you can ask for deposits when an order is placed or even charge up-front for the product while committing to deliver at a future date. This attractive source of startup capital is not without risk. Having deposited revenues from advanced sales, you must be able to provide the product or service or you could be faced with a lawsuit.

3. Accredited Investors
The Securities Act of 1933 requires any business that offers or sells its securities to register the securities with the SEC or find an exemption from the registration requirement. One such exemption allows a business to sell company stock to a type of investor called an "accredited investor." Accredited investors are individuals with a personal net worth of more than $1,000,000 or an income that exceeds $200,000 in each of the two most recent years (or joint income with a spouse exceeding $300,000 for those years). An accredited investor can also be a bank, insurance company, trust, charitable organization, corporation or partnership.

4. Angel Investors
"Angel investors" are high net worth individuals who invest in emerging companies. They can be hard to find and attract but can be a great source for business loans and business funding. Angel investors are financially sophisticated so it is important to be well prepared before you open a dialogue with them. Many communities today have angel investing groups or clubs that meet on a regular basis to collectively examine opportunities presented by budding entrepreneurs.

5. Asset-Based Financing
Asset-Based Financing (ABF) is becoming more widely available to smaller companies. It used to be reserved for major business ventures but, as financing companies have perfected their practices, they have expanded into the small business market. One popular form of ABF is invoice financing, where a financing company advances funds based on existing orders ensuring that borrowing is limited to funds that are in the pipeline. Lenders will advance up to 95% of an invoiced value. This can be an efficient way for a business to raise fast money and get the business funding they need.

6. Bank Line of Credit
A line of credit involves the bank setting aside designated funds for a business to draw against as needs dictate. As funds are used, the credit line is reduced. Conversely, when payments are made, the line is replenished. The advantage of a line of credit over a loan is that unless the funds are actually in use no interest is charged. Lines of credit can be set up at any time and require a personal guarantee.

7. Bank Loan
This is a term business loan normally over a period of one to five years. Typically used for major purchases, expansion of an existing business or providing capital to start a new business, loans can usually be completed within one month. Banks require a robust business plan that illustrates your potential to repay the debt as well as a personal guarantee and excellent credit record. When considering this type of loan, it is advisable to approach multiple banks and let them compete for your business to make sure you get the best possible deal.

Wouldn’t it be great to start or expand your current business with as minimal risk to your personal assets and money as possible? What are you waiting for. Contact an NCH Business Funding specialist to see how much you qualify for. Call 1-800-508-1729, Monday thru Friday, 8am-5pm Pacific Time.

Find out the strategies and secrets to obtaining business funding and business credit today.

For more information on obtaining Business Credit, go to www.nchinc.com/building-credit.htm.